We put together some frequently asked questions to help you
What interest rate (%) will I qualify for?
Rates start at 6.99% per year and go up depending on your credit history, loan amount, down payment and other factors. Once you complete a quick application process, we’ll tell you the best rate we found. [Apply Now]
Do I need to make a down payment?
For applicants with good credit, $0 down plans are available. It is still a good idea to use a down payment if you can afford it, as it will lower your monthly payment and might reduce your interest rate too.
What will help to improve my chances of getting a loan?
- Having good credit
- If your credit score is not high, having a co-signer for your loan
- Realistic expectations about what vehicle you can get, based on your current credit score, down payment and income
Do you offer other types of loans (ex. home, personal, powersports)?
At this time, we only offer auto loans, so cars, SUVs, trucks, vans, EVs, etc.